Poor Credit Loans for Bad Credit Days Only UK Citizen

The bad credit situation arrives when people can’t repay or make late repayments of their loan amounts. It is indeed a very bad financial situation because they are restricted to borrow money from their banks or otherwise, they have to keep collateral, which may be their home or car, to secure the loan amount. However, there is no need to visit your bank again and again for borrowing money; rather you can apply for bad credit loans provided by a number of loan companies in the UK marketplace and that too on affordable rates of interest and flexi repayment schedules.

Simple and Straightforward Application Procedure:

To avail the best monetary benefits of these loans, the borrowers don’t have to go through a cumbersome application procedure. Most of the loan companies have a simple and straightforward application procedure that people can easily follow by sitting online from their home or office or the place of their comfort. Once the bad credit borrowers sit online, they have to go to the lender’s website and fill an online application form with mandatory details regarding their age and address proofs along with bank account details and income proofs. During the application procedure, no documentation is required from the borrowers.

Instant Disbursal of Cash:

The bad credit loans also facilitate borrowers with an instant disbursal of cash from the borrowers. As quickly the borrowers send their online request for these loans, the lenders will able to transfer the cash to their authorised bank accounts. After the submission of their loan application, the lender doesn’t take much time in examining their application details and then provide the sufficient monetary help through fast disbursal of money. By getting a quick transfer of money from the lenders, the borrowers can easily as well as quickly come out from the days of financial urgency.

Poor Credit Loans Improve Your Credit Score:

Unlike long term loans, the poor credit loans allow only small amount of money to be borrowed. But, in fact, it is an advantage for the borrowers where they not only get instant flow of cash from the lenders but also improve their credit scores by following easy repayment schedule. These loans usually don’t have hefty loan repayments because the money is not huge enough. By making timely repayments, the bad credit borrowers can bring their credit scores back on track, which further help them to increase their credibility among the various lenders.

Interest Rate May be on a Higher Side:

The loans for bad credit have several advantages for the borrowers but they have a disadvantage of a higher interest rate. When the borrowers apply for long term loans, they often provide security and a guarantor against the loan amount. But in these types of loans, where the amount is not big enough, the borrowers are not required to keep collateral as loan security or provide a guarantor to co-sign the loan agreement. Therefore, their interest rates are usually on a higher side that the borrowers have to pay.

Tennis King – Rafael Nadal

There are a few names that are synonymous with Tennis such as Roger Federer, Andy Murray, Angre Agassi, Steffi Graf, Novak Djokovic and of course Rafael Nadal. Of all these personalities, none stands out as much as Rafael Nadal profile. He is practically Tennis royalty. In fact he is referred to as the ‘King of Clay’ and for good reasons. He is absolutely invincible on the clay. Most of the titles that he has garnered to date have been won on that particular surface. But he also fares considerably well on grass and hard courts. He has been at the top of the ranking ladder for a long time till quite recently when he was relegated to the number five position. Below are a few interesting facts and trivia about this ace shuttler:

• Rafael Nadal is a child prodigy. While most of his counterparts were potty training at the age of three, Nadal was already at the courts whipping the racquet around.
• He was taught how to play tennis at the age of eleven by his uncle who remains his coach to this day. Talk about steadfast loyalties.
• He is popularly and fondly referred to as ‘Rafa’ by his colleagues, family and friends.
• His full name is Rafael Nadal Perera; ‘Nadal’ is a Catalan word which when transalated means ‘Christmas’.
• Nadal is ambidextrous in nature; for a player who is right handed in general, he plays exclusively using his left hand.
• Nada was brought up in Manacor, Mallorca. He is very attached to his home town and finds it as a solace to get away to once in a while.
• His particular habit of biting the trophies that he won started at an early stage and soon developed into his trademark move.
• When he is not playing tennis, he like to keep himself busy, playing video games, golf and at time soccer.
• From April 2005 until May 2007, he has won eighty one matches in a row, which is considered as an Open Era single season record.
• He has amassed a total of thirty nine titles in his career, of which his best to date has been the match OF 2008 Roland Garros against Roger Federer, his arch rival over the years.
• He was ranked numero uno in the rank list for the first time on eighteenth August 2008.
• He has been featured in two of Pop sensation Shakira’s music videos- Gypsy and She Wolf.

Indian Bowler Harbajan Singh

Harbajan Singh is India’s fantastic offspin bowler. His full name is Harbajan Singh Plaha and he was a captain of IPL Mumbai Indians and Ranji Trophy 2012 to 2013 season in the Punjab state. His major teams are India, Mumbai Indians, Surrey, Asia XI, India Green, Punjab and Lancashire. His batting and bowling styles is right hand and right arm off break. He took 400 Test Wickets, this is the best achievement of Harbajan. Muttiah Muralitharan is the number one wicket takers, he took 800 wickets. Harbajan is the second highest wicket takers. In 1997, he started to play his match for Punjab in Ranji Trophy. He was qualified for the Australian tour in the year 1999 as the position of second spinner. He played for India against an Australia team in the Border Gavaskar Trophy and he took 3 wickets. In Second series against Australia, he took the wickets of Ponting, Shane and Gilchrist and got the first Indian player Test Wicketer title.

He was represented in the Asia Cup Tournament in 2004, he took 4 consecutive wickets in four matches. He bagged four times Man of the Match award and two times he got the Man of the Series award. He played first World Cup in 2007 and also ICC World Twenty20 Match. Harbajan Singh not able to play frequently because of injuries. He scored number eight batsman who scored 150 runs in the Test series against New Zealand. In Twenty20 Match, he got 77.2 ratings and placed in 1st position in Most Valuable Player ratings. Harbajan Singh profile has lots of awards list. He got Sikh Sportsperson of the Year in the World Cup 2011. He received the most prestigious award ‘Padma Shri’ by the Indian Government for taking 300 test wickets. He has played 99 tests, 229 ODI’s, 25 T20I, 121 Twenty20, 297 List A matches and 177 First Class. He got Ravichandran Ashwin Award by BCCI and also IBN Heroes Awards at CNN. He got Special honor award by the BCCI in the year 2008.

Indian Cricket Team has a second wonderful bowler after Murali. In 2011, he missed the England Test Series because of spinal injury. In the year 2001, he took 32 wickets in 3 Tests. In 2008, Harbajan initially charged with insult which was reduced on appeal. In the year later 2008, he was banned from the IPL tournament for slapping his teammate Sreesanth. In August 2012, Harbajan Sigh recalled for the World T20 Tournament Match. He was playing World Cup in 1998.